Marks & Spencers may not necessarily be the first name that springs to mind when you're thinking about renewing your Property Insurance or Car Insurance, but Marks and Spencer do indeed offer a comprehensive selection of financial products, all of which are competitively priced, and all of which you can purchase directly from the M&S Money Direct website. With a simple, no-hassle service, you can compare features between a number of M&S Finance products and competitor's products, and sign up in just a few minutes.

Whether you're looking for savings products or M&S Money Direct loans, credit cards or Property Insurance - besides a number of other insurance products, M&S Money Direct can save you both time and money, with comprehensive information available at a click.

Free insurance quotes are available online for all of M&S Money Direct insurance products (Property Insurance, Car Insurance, Travel Insurance, Wedding Insurance and Pet Insurance), or you may call if you wish to on the telephone number provided. Suffice to say that there is also plenty of information which you can download for each of the Marks and Spencers insurance products in document format too.

Besides Mark & Spencers Car Insurance, M&S Money Direct Credit Cards and other financial products, M&S Money Direct Property Insurance deserves particular mention, with it being particularly good value for money, and providing extra insurance cover that many UK insurance companies either don't provide at all, or would charge extra for.

With M&S Money Direct Premier Contents policy, for example, student's belongings are not only covered at home, but also at college or university. Additionally, dependent relatives are also covered if their belongings happen to be in a nursing home. Even better still, your Marks & Spenser purchases are also protected while you take them home.

Also, on both M&S Money Direct Premier Property Insurance and Standard Property Insurance policies, you can choose to include Contents Away From Home. This option would then provide valuable cover all of your personal belongings on a worldwide basis.

M&S Money Direct offers a variety of financial and insurance products, but Car Insurance is something that almost everyone needs - at least if you own a car. Unfortunately there are so many companies offering Car Insurance today that, after a while, one policy may begin to look much like the next.

Thinking that most Car Insurance policies are much the same is usually a bad idea. At worst it can be a very expensive mistake - this is when you find out that your Car Insurance policy doesn't actually cover you for what you thought it did, or it takes your Car Insurance company months and months to argue over whether to pay you or not. Fortunately M&S Money Direct Car Insurance is not like that at all, and when you compare M&S Car Insurance to the competition then it stacks up quite nicely.

For example, here are just some of the options which come as standard with M+S 5 Star Premier cover Car Insurance (correct at May 2009), which are quite often not included with comparable Car Insurance plans from companies such as Direct Line, Sainsbury's, or Tesco Direct:

• Personal UK and European Breakdown Cover automatically included
• Comprehensive cover for trips abroad in the European Union – up to 90 days per trip
• Courtesy car during approved repairs automatically included
• Cover for Motor Legal Protection automatically included

So, it is clear that, besides being good value, M&S Car Insurance also provides much more extensive cover than some of the top competitors. Additionally, you don't even need to be behind the wheel to benefit from M&S Money Direct UK and European Breakdown Cover, since it covers you as a passenger too.

Pure Silk Woven Grid Design Tie, at Marks and Spencer
Add a luxurious finishing touch with this smart grid design tie in pure silk

Pre-Sliced Arbroath Hot Smoked Lochmuir™ Salmon Side, at Marks and Spencer
Serves 4-6 Ready to eat 300g As featured on page 25 in the food to order brochure Order by 5pm to collect in 5 days Available for collection in the majority of our UK mainland stores

Red Wine Gift Set, at Mark's & Spencer
Chteau Darzac Bordeaux Suprieur Waiters friend Wine stopper Presented in a wooden gift box with the 2 wine accessories Price includes delivery Looking to place a corporate bulk order? Please call 0845 6020602 This product is not available for international delivery. Find out more

Artificial Rose in Mini Glass Vase, at Marks & Spensers
Artificial rose Glass vase No watering required therefore easy care Fresh looking throughout the year Height: 20cm, Manufacturer: Marks & Spencer

Girlie Dress Up Jotter Box, at Marks and Spencer
Contains: 1 jotter box and 1 pad of notepaper H11.3 x W11.2 x D9cm

Pure Cotton Floral Embroidered Trousers with Belt, at M&S
The pretty floral embroidery makes these fashionable trousers extra special. Soft cotton fabric and an elasticated waist will keep her feeling comfy

Portland Pasta Bowl, at Marks & Spenser
Portland dining range Multi stripe design H4.5 x Diam 23.5cm Dishwasher and microwave safe, Manufacturer: Marks & Spencer

Short Sleeve Pleat Detail Jersey Tunic, at Mark & Spensers
Pretty and feminine, this short sleeve jersey tunic features front pleat detail

Toshiba Satellite U400-22N Laptop, at Mark & Spencers
Processor: Intel Pentium dual-core processor T4200, 2.00 GHz clock speed, 800 MHz Front Side Bus and 1 MB 2nd level cache Memory: 4,096 (2,048 + 2,048) MB DDR2 RAM (800 MHz) Hard Drive: 250 GB (S.M.A.R.T) Display: 13.3 " Toshiba TruBrite WXGA TFT High Brightness display Operating System: Genuine Windows Vista Home Premium 32-bit Edition (pre-installed, Toshiba-HDD recovery) Graphics Card: Mobile Intel GMA 4500MHD, up to 1,340 MB total available graphics memory with 4 GB system memory DVD Super Multi Drive (Double Layer) : CD-ROM, CD-R, CD-RW, DVD-ROM, DVD-R, DVD-R(DL), DVD-RW, DVD+R, DVD+R(DL), DVD+RW, DVD-RAM Expansion: 2 x memory slots (1 to configure), 1 x ExpressCard slot Interfaces: 1 x DC-in, 1 x external monitor, 1 x RJ-11, 1 x RJ-45, 1 x i.LINK (IEEE 1394), 1 x external microphone, 1 x headphone (stereo), 1 x SP/DIF (optical) shared with headphone socket, 1 x integrated 1.3 Megapixels Web Camera with built-in microphone, 1 x HDMI-CEC (REGZA-Link) supporting 1080p signal format, 1 (shared with one USB port) x eSATA, 1 x 5-in-1 Bridge Media slot (supports SD™ Cards up to 16 GB, Memory Stick up to 256 MB, Memory Stick Pro™ up to 4 GB, MultiMedia Card™ up to 2 GB and xD-Picture Card™ up to 2 GB) USB Ports: 3 (Left 2, Right 1) x USB 2.0 (supporting USB Sleep-and-Charge) Connectivity: Wi-Fi (802.11b/g) Wireless LAN, Fast Ethernet LAN (10BASE-T/100BASE-TX) , international V.90 modem (V.92 ready), 56 Kbps data and 14.4 Kbps fax Bundled software: Toshiba Disc Creator, Toshiba User's Manual, Supervisor Password Utility, Toshiba Assist, Chicony Camera Assistant Software, Toshiba DVD Player, Ulead DVD MovieFactory for TOSHIBA, Toshiba Face Recognition, Microsoft Works, McAfee Internet Security Suite - Toshiba Edition (includes free Internet updates for 30 days), Toshiba Recovery Disc Creator, Dolby Control Center, HDMI Control Manager, Microsoft Office Home and Student 2007 (free 60-day trial), Toshiba Value Added Package (Toshiba Power Saver, Toshiba Zooming Utility, Toshiba PC Diagnostic Tool, Toshiba Flash Cards, Toshiba Components Common Driver, Toshiba Accessibility, Toshiba Button Support), Google Software (Google Toolbar for Internet Explorer, Google Desktop, Picasa), Connectivity Doctor, ConfigFree™, Toshiba utilities and drivers Toshiba EasyMedia : Google Software (Google Toolbar for Internet Explorer, Google Desktop, Picasa), Toshiba TEMPRO Performance Tuning Service, USB & USB/eSATA Sleep-and-Charge, HDMI-CEC (REGZA-Link), McAfee Internet Security Suite - Toshiba Edition, Toshiba Face Recognition, Smart Display Support, Toshiba Flash Cards, Easy Keys, Built-in camera & microphone, Diversity Antenna, Integrated Bridge Media Adapter, Toshiba ConfigFree™, Internal HD 720p support, S/PDIF Security features : HDD password on request, supervisor password, slot for Kensington Cable Lock, user password, wireless LAN switch, main battery pack (by sliding latch), main memory (by screw), main hard disk (by screw) Dimensions : W314 x D229 x H27.5 (front) / 35 (rear) mm Weight : starting at 2.0 kg M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information

5 Cotton Blend Assorted Lace Shorts, at MarksandSpencer
These shorts are perfect for everyday wear and this multipack makes a great way to stock up your underwear drawer

Autograph Sweet Avalanche+ Roses - Two Dozen, at Marks & Spencer
These extra-long stemmed, large-headed roses come in a selection of glorious shades. All of the rose bouquets are hand-tied and beautifully wrapped in frosted Autograph™ cellophane and black ribbon Available for delivery from 1st April to 30th September 2009

Pacific Footstool, at Marks & Spencer
H44 x W74 x D58cm (all dimensions are approximate) Seat cushions filled with Quallofil ExtraLife filling, an advanced 3-dimensional polyester fibre that gives long-lasting performance and helps to maintain the cushions look and shape. Provides improved resilience without compromising on softness. Easy-care and springs back to its original shape after re-fluffing Other cushions filled with polyester fibre. Gives a soft sit with a lived-in look, which will soften and relax even further with use. Fibre is sewn into channels within the interior to prevent settlement in one area of the cushion Fabric options feature reversible cushions Cushion covers are removable on this range Frame made from solid wood wrapped in pandan. All main joints are glued and screwed to give the frame strength Frames are rigorously tested with 95kg weight equivalent and exceed standards set for heavy domestic use Pine feet with a light finish All of our fabrics are treated with Stain-Defence™ - a stain resistant finish - at no extra cost. Fabrics are tested for resistance to wear and fading Detailed care instructions are included Free eco-friendly home delivery. Our crews will unpack, assemble and position the item This product is not available for international delivery. Find out more Free swatch service: Order up to 6 free swatch samples of any fabric to help you choose your upholstery by calling 0845 603 1 603 Please note: Images displayed here act as a guide and may not be representative of the finished item. Fabrics are overlayed onto model images, so actual seams and pattern match may differ from what is shown. Leather furniture, in particular, has more seams that fabric upholstery due to the nature of the material, Manufacturer: Marks & Spencer

Wool Blend V-Neck Jumper, at Marks n Spencer
This great value jumper is soft, hardwearing and lightweight. An ideal choice for school

Pink Pencil Pleat Curtains, at Marks & Spenser
Plain Pencil pleat top Dimout coated Comes in 54 and 72 inch drop How to measure for window dressings: Click here for a guide to measuring for curtains, pelmets and roman blinds., Manufacturer: Marks & Spencer

5 Cotton Rich Flock Floral Print Knickers, at M & S
These flock flower print cotton rich knickers are perfect for everyday wear. Added stretch gives a comfortable fit and shape retention

Petite Long Sleeve Shirt Dress, at Marks & Spencers
Shirt dresses are a hot trend this season, making this long sleeve dress the perfect way to get the look. Open neck collar adds a stylish finishing touch. Specially designed and perfectly proportioned for the petite frame

The Wheels on the Bus Book, at Marks & Spensers
A true classic song for children. Come and join the fun on the yellow bus by reading this story. Press the wheel on this book to hear the tune and sing along

Favourite Handbags Birthday Card, at Mark & Spensers
Cover text: You can never have too many handbags, Shopping bag, stylish bag, beach bag, casual bag, designer bag, disco bag, work bag, favourite bag Inside message: Happy Birthday Approx size: 230 x 114mm

Hand Made Presents Birthday Card, at Marks and Spencer
Cover text: Happy Birthday... To You Inside message: Blank for your own message This card is made with material from FSC certified sustainable forests. Protecting the world's forests for the future Approx size: 175 x 126mm

Formal Chevron Button Braces, at Marks and Spenser
Add a smart finishing touch with these stylish adjustable braces

3 Pairs of Ultimate Comfort Socks, at Marks&Spencer
Get a fabulous, fashionable look with these ultimate comfort socks. They're made from comfortable soft stretch fabric for a great fit and shape retention

Pure Cotton Short Sleeve Bib Top, at Marks & Spencer
Smart and stylish, this short sleeve top is made from cool comfortable cotton and features a bib detail

Polka Dot Bikini Top, at Marks & Spencers
Modern and stylish, this bikini is outstanding value. Style and quality at a great price

Micro Check Trousers with Wool, at Marks and Spencers
Smart and stylish, these trousers are made from a hardwearing wool blend with stretch. An ideal choice for work or everyday wear

Cotton Rich Bootlleg Jeans, at Marks & Spencers
Flattering and fabulous, bootcuts make legs look longer and are kind to curves. This pair sits on the waist and is designed to give a shapely feminine silhouette. Added stretch gives the perfect fit

Aluminium Deep Roasting Tray, at Marks & Spencer
Non-stick Teflon coated Dimensions: L31 x W20.5 x D3cm, Manufacturer: Marks & Spencer

2 Sequin Hair Bands, at MarksandSpencer
Tie back those tresses in style with these fabulous hair bands

Autograph Exclusive Sea Island Cotton Trunks, at Marks and Spencer
Grown form the world's rarest variety of cotton, Sea Island Cotton flourishes exclusively in the perfect climatic conditions of the West Indies. Hand-picked and gently processed, the extraordinarily long fibres - up to 52mm - are woven into a cotton fabric that boasts the remarkable softness of cashmere and the superior durability of wool

Faux Silk Eyelet Curtains, at M&S
Eyelet Plain Lined Eyelet curtains are for use with curtain poles Comes in standard 168cm/66in (STD) and wider 219cm/86in (WDR) widths Also comes in three drop lengths: short (137cm/54in), medium (183cm/72in), long (229cm/90in) How to measure for window dressings: Click here for a guide to measuring for curtains, pelmets and roman blinds., Manufacturer: Marks & Spencer

Ultrafit Plain Sports Top, at Marks & Spencers
This innovative Ultra Fit Sport top keeps you dry and fresh. The technology is built in so it will always work as effectively no matter how many times you wash them. Soft fabric with 8-way stretch gives maximum comfort and support. Ideal for sports wear and the gym, comfy enough for relaxed everyday wear

Contrary to popular opinion, not every insurance company is out to get you, and it's not every insurance company that will disect the fine-print until they find some way of denying your insurance claim. However, you do need to shop around for the financial products and insurance policies that are the best suited for your individual needs.

That's why insurance policies, and other financial products, from Mark's & Spencer are so useful. M&S Money Direct financial products are, of course, designed to make Marks & Spenser a profit, but there is no denying that they are also very good value for money, offering many features as standard which you'd often need to pay extra for at other insurance companies.

Take, for example, Property Insurance policies. Usually, UK Property Insurance policies have limits on particular types of items such as freezer contents, garden furniture and outdoor toys, outbuildings or cars, etc. These restrictions are called inner limits. However, the only inner limits on the M&S Money Direct Property Insurance policy are £500 for cash; £2m for property-owners and personal liability; £10m for domestic employees liability and £40,000 for tenants liability. Even better is the fact that you're likely to pay no more for M&S Money Direct Property Insurance than you will anywhere else, and you may even pay less with M&S.